Holy smokes. Did I ignite a debate here? Hopefully something to be learned here ... I truly appreciate your impassioned thoughts. However, gentlemen, it seems some of you may have made an assumption (and you know what that means, etc etc)... Yes, the house is ca. 1850 but it was re-done in some fashion in the late '80s (well before we came along). I believe my husband was told that they did not do insulation and wished they had... and when we purchased, ten years ago, it might be something to consider. They put a new roof on, painted, made some cosmetic changes inside, added a little deck, that sort of thing, but the main structure was not really messed with. No replacement windows, either. Old houses often have insulation added later, no? That sort of seems natural. I am pestering my husband to try to confirm the insulation story. In the meantime, I find it super helpful to suggest we take down a piece of clapboard or two and see what is behind. I have also called a local green builder, who does energy and insulation and building, he seems to be highly regarded. He may be able to give us more info. I don't know of a lab around here, but he might. I am going to post here about our adventure. Now, let's all be nice to each other! Life is too short! peace, LorLee