I just had a job completed with Continental XL-29 insulated vinyl siding. Now that the job is done, it is clear that there are large gaps between the ends of the horizontal siding and the back of the J-channel in a number of places. Everything I have found calls for a 1/4" gap (3/8" if installed below freezing). The J-channels on my job are 2" deep. The installer is claiming that as long as the end of the siding fits inside the J-channel, it is OK. This means that there can be gaps between the siding and the back of the J-channel of nearly 2 inches. Is the installer correct? If not, just how big a gap is too big a gap? Aside from the loss of insulating capacity and a greater likelihood of moisture infiltration, are there more downsides to having the end of the siding barely inside the J-channel? I suppose it could pop outside in the winter when the temperature goes down. Any comments or opinions are most appreciated. I'm still sitting on their final payment until this issue is resolved. Thank you in advance.