New guy getting started in Oregon. In the process of licensing and certifying with a couple questions... 1) For licensing, are there any advantages or benefits to licensing as a general over specialty contractor (residential). I know the coverage requirements are higher so I assume that specialty would do the trick, but I have made enough assumptions in my life to have learned what "assume" makes out of "u" & "me". (I do not forsee doing anything in the future that would involve "working two or more trades on one job".) 2) For the bond and liability insurances, I am planning on obtaining just the required levels. On E&O, the common offerings seem to be $300k, $500k and $1mil. Any comments on reasonable coverage in today's world? I have immensely enjoyed following this FORUM during my training, interning and testing. You have all been a great help (unknowingly) and I am grateful. I hope to be hanging my shingle by the end of the month. I presume that's when the real training starts.