How do you, Raymond Wand, know that this article 'got it right' and the others did not? I don't recall you being at any of the meetings. Neither the CSA nor the NHICC is going to lay all the cards on the table until more details are worked out between them, so I suspect we'll need to wait a few months for the results of the upcoming meetings. As with most journalism efforts, there are several versions of the same story, and the truth is somewhere in the middle. The bottom line is that the CSA and the NHICC have a signed MOU and no matter how you try to diminsih its value, it is very meaningful for those involved. Hopefully it can lead to some semblance of unity in a very fractured industry. BTW, the Stakeholders' meeting on Sept. 12 is for a totally different project. It has nothing to do with the agreement and project between the CSA and the NHICC. It has more to do with a request from the Province of Alberta to study a new common Standard of Practice for all of Canada. Bill Mullen