We need 12, but 3 have to be state approved mandatory. I had 12 non mandatory ( I found out after the deadline) Since then I did a 4 hour mandatory class which put me at 16. But now the $500 is my late fee. Maybe you're right, but I only do inspections on the weekend part-time, and $500 for 3 late credits which I do have now, seems like something that can be waived.