I agree this appears to be installation problem or an issue with wall framing not a defect in the product. It looks like CertainTeed FC. If on the coast with south & western exposure, weather & wind could be a huge part of the problem. My sister had a B & B on the Newport coast with vinyl siding. Many times we heard the walls & windows flexing in 60 to 90 mph storms. I always wondered how much moisture was getting into the walls. Last summer the Everett Herald had a story about cracking in a FC board called "Maxiplank" in a Stanwood area home. There is class-action suit in California with this product. The photos also had cracking at the nails. It appeared to me the installer had difficulty using a hammer. Paul, Mukilteo, WA