I tend to agree with Jim, I wouldn't check prior to an inspection but if the clients appeared to be of the "dear caught in the headlights" variety, I would consider giving them Steve's number after my report has been delivered. I like the idea even better of advising them to talk to their insurance agent regarding prior claims. That's probably the cleanest solution. Unless I see something that's a problem and appears to have been in existence for a while, I'm not interested in seeing the disclosures, knowing the selling price, etc. I don't want to be accused of being prejudice by some prior knowledge of a property. Les, I don't think that this falls under the heading of being the client's advocate. Part of my job is helping my clients to understand the technical aspects of the property they are about to purchase. I think that advising them that there is information available to research which could help them make a decision on flood insurance falls into that category. Just MHO Jeff