No. Yes. The general rule is that the service disconnecting means should have no more than six breakers or switches. The general rule says nothing about "operations of the hand." The only place where the NEC talks about "operations of the hand" is regarding multiwire circuits. If a multiwire circuit comprises one or more of the main disconnects, it's individual breakers can be tied together with an *identified* handle tie or a master handle to enable someone to disconnect them with a single operation of the hand (with a total of "six operations of the hand" to shut all of the disconnects). Now, remember that this is the 2008 NEC. In previous editions, there were still a maximum of six disconnects for the entire service but the number of disconnects per panelboard depended on the type of panelboard. If it was a lighting and appliance panel, you could only have two disconnects. (A lighting and appliance panel was defined as having 10% or more of it's circuits protected at 30 amps or less.) That's why, for the past 20 years or so, we rarely saw more than two disconnects per panel. That rule is now gone. - Jim Katen, Oregon What about this lay-out. Each panel is an exterior disconnect. Five separate disconnects in all, but the exterior covers have to also be opened. Can you count opening the exterior panel cover as an operation? Never mind that you have to pull up the hinged porch cover to get to the lower two diconnects or the house main panel located in the bathroom, just minor details! Image Insert: 192.77 KB