I can only say that the particular panel that we're looking at, looks ok or not. I look for signs of overheating, burnt spots, smells, etc. I could test every breaker and trips as it should but that's no guarantee that it will the next time. How would that look if we were to say "oh yeah, we need to replace this right away or your house is gonna burn down and BTW it's gonna be $1500. We can only look at what's at hand and advise on that. We can't guarantee that a breaker will trip when it's supposed regardless of the manufacturer. I would suggest that a customer be given the information and do their own research and make their own "informed" decision.