I am now knee deep in the REO (bank owned) market. I did 5 BPO (broker price opinion) visits, just yesterday. Former homeowners, vandals, thieves, etc, are doing many interesting things to these houses. I see fixures AND outlets removed, gas ranges taken with no regard to the formerly attached piping, and even water heaters stolen. The banks just can't keep up! I'm not sure what the solution is, as it relates to inspectors, but I think you really need to start coming up with something. Its only going to get worse. Safety, as well as liability, are at stake. It won't be long before there will be some real-life examples hitting the the press. For you association guys, it might be time to rattle the cages of your keepers and come to some consensus, before some ignorant inspector gets hurt.