Kind of drifting here so forgive me.... When I recently wired a sub panel for an addition on my house I was amazed at how cheap the actual panel was. I think it was around $30 off the shelf at HD for a 100A panel with bus bars and the works. Then, I went to buy breakers... $35 a piece for a 15A (Afci, of course) adds up quick. It reminds me of printers... they pretty much give them away and stick it to you for the ink. And, of course, threaten life in prision if you use aftermarket ink (sounding familiar?). I agree with Jim and don't call it out if they fit snug in the panel and the cover fits. I used to call it out and just had too much trouble backing it up. There's just too much of winding, circular road of rules between the UL listing, the manufacturers and the code.