DonTx Posted August 26, 2004 Report Share Posted August 26, 2004 What the heck is an Affidavit of Fixture? Mortgage company wants us to inspect a mobile home to see if it's strapped down and give them an Affidavit of Fixture statment. Anyone know what this is? Donald Quote Link to comment Share on other sites More sharing options...
hausdok Posted August 26, 2004 Report Share Posted August 26, 2004 An affadavit certifying that the mobile home has been securely anchored in accordance with HUD guidelines for mobile homes? That's a guess. Go to TIJ's File Library and you should be able to find the HUD guidelines for mobile homes. ONE TEAM - ONE FIGHT!!! Mike Quote Link to comment Share on other sites More sharing options...
DonTx Posted August 26, 2004 Author Report Share Posted August 26, 2004 I've checked several of the HUD guides out online and still haven't found a mention of them, but I think you're on the right track. It must be some kind of form I think. Donald Quote Link to comment Share on other sites More sharing options...
Norm Posted August 26, 2004 Report Share Posted August 26, 2004 In Florida mobile homes come under the jurisdiction of the Dept. of Transportation. NORM SAGE Quote Link to comment Share on other sites More sharing options...
Scottpat Posted August 26, 2004 Report Share Posted August 26, 2004 I think that it is called an Affidavit of Affixture. This has to do with it being considered "Real Property". They want to know if it is attached to a sewer, the wheels have been removed, etc. They want to make sure that it is now a permanent fixture and can't be pulled away in a few minutes to an new address. Check with the lender for the proper form. Not a big deal, I did one a few years ago. I charged for my time, it took less than thirty minutes to look and the house and fill out the form. Quote Link to comment Share on other sites More sharing options...
DonTx Posted August 26, 2004 Author Report Share Posted August 26, 2004 Scott, actually the lender has no clue either. So far from what I researched it's a legal document stating what you explained. I also think you're correct about the "afixture". Donald Quote Link to comment Share on other sites More sharing options...
Scottpat Posted August 26, 2004 Report Share Posted August 26, 2004 Originally posted by Donald Lawson Scott, actually the lender has no clue either. So far from what I researched it's a legal document stating what you explained. I also think you're correct about the "afixture". Donald If the lender has no idea then I would say that they (the lender) needs to do some research and get you the needed form or they are SOL![:-banghead] Quote Link to comment Share on other sites More sharing options...
hausdok Posted August 26, 2004 Report Share Posted August 26, 2004 Hi, I did a google search on "affadavit of fixture" and got one hit - a mobile home real estate ad from Arizona. I did one on "Affadavit of afixture" and got over 900 hits and lots of docs pertaining to lender guidelines requiring such an affadavit when lending against a new manufactured home. Go over to google and poke around. I'm sure if you take a little time you'll find what you're looking for. It would probably be simpler to just call the lending institution and ask them to fax you a copy of an affadavit from a previous transaction with the personal information blacked out. Why not call your own lender and talk to your loan officer about it? OT - OF!!! M. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.