Uh, wasn't a realtor, it was the buyer. And, she was, on the contrary, a very nice lady. I met her multiple times - at the initial inspection, at the inspection for the plumbing after the water got turned on (again, a foreclosure) and at a subsequent re-inspect. Heck, some folk think I'm a nice guy, yet I've erred/sinned many, many times in the past. Perhaps your milage varies. I just think she was at her wits end with the insurance company, being denied not only this, but multiple other seeminlgy legit claims. Also, while you may have been rude and/or blunt, I developed quite a rapport with her - as I try to do with all my clients - and wasn't going to be rude or blunt to such a client. That's why I hemmed and hawed, and couldn't be blunt or rude. . .grimaced at my final response, but that's it. Again, your milage may vary. My mileage varies from job to job, but my principles do not. Anyone asking me to lie over my signature gets a reply very strongly on the negatory.