You do realize that associations like ASHI can not provide "group" insurance until our leaders in Washington DC allow it to happen by changing the laws...... Scott, I know that a home inspection organization cannot directly provide the insurance. I was thinking about it the other way around: If a group of professional Home Inspectors can show that there is a lower risk to the insurance companies because of their better qualifcatrions than the average inspector, this would make the group more attractive to them and could hopfefully translate into discounts for the members. The leadership could solicite competitive bids for coverage. This could apply to E&O, Business Liability, Disability, and possible other types of insurance. I would also suggest soliciting for ASHI member discounts for things like office supplies, computers, etc.. FYI- The AIA has lots of these type of benefits available to members. I know that it is permitted by the government. I can even get an AIA Mastercard! Regards, Steve ASHI has had discount offers like you are speaking of over the years. Some were seldom used and they went by the wayside. Right now they have a deal with Business Risk Partners on E&O coverage, its not much but is better than nothing. I think the BRP discount is 10% off their normal rates. Over the years they have had deals with FedEx, UPS, Office Max, Hertz, AVIS and a few others but that is all I recall. They don't cost ASHI or anyone anything but if the members do not use them the companies drop the program after a year or two.