Hey Paul, Good to see you on here. Ah, the great report creep! The insulation is installed with the vapor barrier exposed. While this is often done in new construction with the intention that the homeowner will finish the area, it is a fire hazard when left exposed. The vapor barrier is flammable and according to the manufacturer's warning label on the insulation, it needs to be covered with a fire rated material such as drywall. For fire safety, cover the insulation in accordance with the manufacturer's instructions. Fiberglass (batts) insulation is installed in the crawl space with the paper facing exposed. It is a fire hazard when left exposed and can trap moisture in the insulation. The vapor barrier is flammable and according to the manufacturer's label on the insulation, the vapor barrier should be installed against the floor. Have it removed and reinstalled in accordance with the manufacturer's instructions. -